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WELCOME TO CEDAR CREEK VOICE.

Email address: http://cedarcreekvoice.wordpress.com

Cedar Creek Voice is a weekly news magazine and opinion blog dedicated to the citizens of Cedar Creek Township, as well as greater Wexford County, Michigan.

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WEXFORD  COUNTY,  MICHIGAN:

Wexford County, Michigan

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Want to leave a comment?  Click on “Make Comments” at the beginning of each Post.

Want to send in a letter?  Email it to cedarcreekvoice@yahoo.com.

Updates are usually done every week.  

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HAPPY  JULY  BIRTHDAYS !

 July 22nd…..HAPPY ANNIVERSARY JOE & SHERRIE FUSCONE!

               and HAPPY ANNIVERSARY JOHN & PATTI FUSCONE! 

July 10th …..HAPPY BIRTHDAY, GERRY FUSCONE!
  
July 23rd…..HAPPY BIRTHDAY, JOEY FUSCONE, III!
 
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GET  WELL  SOON !
  
Get well Soon, John Fuscone, after your recent shoulder surgery. Our thoughts
and prayers are with you for a full recovery.
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Get Well Soon, JOE FUSCONE from all your family and friends in the area,
as well as out of state.  Joe was involved in a head-on collision on Thursday,
April 30th.  Joe isn’t too bad, considering that the SUV was a total loss!   He
was able to walk away from it.  However, he did walk away with a fractured
left wrist, some significant back pain, and now a left rotator cuff tear.  Joe underwent surgery to repair his left shoulder on 7/2/09, and is doing well. 
Our thoughts and prayers are with you.
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Get Well Soon, Larry Lock.  He’s had two surgeries recently and we hope his
recovery is uneventful.  Our thoughts and prayers are with you.
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Our hearts go out to Brian and Brandy Lock and their families for the loss of thier son, Nicholas Stephen Lock, born July 10, 2009, weighing 9 lbs and 13 oz, and measuring 21.75 inches.  Little Nicholas died during birth.  He is survived by his sister Kaylee.  There is nothing to say to lessen the pain.  Nicholas’ parents, sister, grandparents,aunts and uncles and cousins all looked forward so much to welcoming him to the family. All the family friends will miss knowing little Nicholas, too.
May God give comfort to us all.
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    For FREE  PRESCRIPTIONS,  HEALTHCARE (including diabetes & hypertension clinics;  diagnostics including mammogram & pap smear with follow up care if results abnormal);  PREGNANCY HELP; and  DENTAL CARE in Cadillac area: 

See the Page titled:  “Can’t Afford Your Prescriptions or Health Care?”

         (Names of agencies, locations, and/or telephone numbers are included.)
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 Call, Visit, or Write your local MICHIGAN WORKS! at:

Michigan Works! Service Center,  401 Lake St., Ste. 700,  Cadillac, 49601,

Telephone: (231) 775-3408.

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FOR THOSE LOOKING FOR

FIRST JOB, 

A NEW JOB,

OR ANY JOB: 

 Be sure to check the job listings and career information in the (NOW 20) LINKS under

the heading: JOB SEARCH!  To go directly to  these websites to check “help wanted”, ”employment” or “careers” - just click on the name of the Link itself  (all start 

with  “JOB SEARCH:…”).   The link will take you directly there.

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VETERANS:  Try checking the Link: JOB SEARCH:  DESTINY GROUP – “Employers Seeking Those Who Served in the Military.  Search over 100,000 jobs.”

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UNEMPLOYMENT   BENEFITS  

in MICHIGAN:

How Do I File for Unemployment Insurance?

Claims by Mail:

Jobless workers may take cuts in line by using our convenient Claims By Mail service.  Mail-in applications are available in Bureau branch offices, most Michigan Works! service centers and in the FORMS section of our Web site…

Internet Claims:

To use the on-line servcice, applicants must be filing a new or additional claim.  An additional claim is one filed to reactivate benefits when a person already has a claim in existence, interrupts the payment of benefits on the claim by returning to work and then becomes unemployed again.

Applicants filing new claims must meet these criteria:

  • Are not employed full time.

  • Have been employed during the past 18 months.

  • Live in Michigan.

  • Were employed by only one Michigan employer during the past 18 months.

  • Filed a claim for unamployment benefits during the past 10 years.

  • Did not work in family employment.

  • Were not in Military Service during the past 18 months.

  • Were not employed by the federal government during the past 18 months.

  • Did not work in another state during the past 18 months.

  • Did not file a claim against another state during the past 12 months.

  • Did not work under more than one social security number diring the past 18 monhts.

  • Are not trying to claim past weeks of benefits.

UNEMPLOYMENT INSURANCE AGENCY:

To File a Benefit Claim, Call (toll free): ………………….1-866-500-0017.

Click on website:  http://www.unemploymentoffice.net/State_resources/Michigan.htm

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Governor Granholm Announces Toll-Free Number to Help Families Facing Mortgage Foreclosure.  

“Save the Dream” campaign toll-free number is ………………….1-866-946-7432.

ALSO:  See Link titled, ”HELP FOR THOSE FACING FORECLOSURE”  with information from HUD.

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VETERANS:  Please see the 10/11/08 Post, “U.S.Troops & Veterans’ News” regarding President Bush signing the Veterans’ Benefits Improvement Act,  especially the part about V.A. home loans:

“…One change in the benefits law that would be vital to many veterans at a time of turmoil in the home mortgage is an overhaul of the veterans’ home loan program that makes it easier for people with non-VA loans to refinance their mortgages through VA. This is done by raising the amount VA will guarantee and reducing the amount of equity a homeowner must have in order to refinance…”

[Editor's note:  For information regarding many Veteran's needs, see the Post "VETERANS'  HQ"]

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 ::::: H E L P ::: W I T H ::: H U N G E R ::::  

* Check Page titled: 

              “FOOD PANTRIES

 in Missaukee, Osceola, and Wexford Counties”

– Or call the Chamber of Commerce of town nearest you and ask where you may donate (or obtain) needed food items.

-FOOD STAMP HOTLINE…..1-800-481-4989.

-Call DEPT. OF HUMAN SERVICES, WEXFORD & MISSAUKEE COUNTIES re:  food, housing, and other basic needs  ……..(231) 779-4500.

Our thoughts and prayers are with you.

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                        This Post may change content during the week,
                                as new things are added or deleted
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provided by Kiplinger'sPersonalFinance
                  Friday, May 29, 2009
 
     

Land a Government Job Now

by Marty Nemko
 
Most of the new jobs being created by the President’s economic-stimulus package are outside the Washington, D.C., area. Here’s how to benefit, no matter where you live.
President Obama’s budget projects hundreds of thousands of new job openings in government and for government contractors during his first term. How do you find and land one well suited to you? Here’s a guide.
 
Where Are the Jobs?
Especially when aiming for a government job, I reject the standard career-counselor advice to use your network to gain access to people with the power to hire you. My clients increasingly find that it’s more time-effective to search the best job Web sites regularly by keyword and zip code for on-target job openings and then craft a top-notch application for each.
So where are the jobs?
 
  • About 85% of federal jobs are not in D.C. They’re typically in major cities, both around the country and overseas.
  • To access the federal-job postings, start with www.usajobs.gov, which, as of this writing, lists 47,059 openings. That site has recently added a link for positions created by the stimulus package. Many of those positions will be filled through accelerated hiring procedures. To access that directly, go to http://jobsearch.usajobs.gov/a9recoveryjobs.asp.
  • Visit the individual Web sites of your favorite federal agencies. You can access the major ones from http://dcjobsource.com/fed.html. An agency may have special positions and recruitment programs listed only on its site. That means you’ll be competing with fewer job seekers. Also, some federal agencies — for example, the FBI, Federal Reserve, Government Accountability Office and CIA — don’t have to advertise their jobs on www.usajobs.gov.
  • An even more under-the-radar source of federal jobs is www.fedbizopps.gov. It lists positions, including many overseas (Iraq or Afghanistan, anyone?), that are filled via personal service contracts. Those jobs are less secure than government jobs but usually pay more.
  • Federal agencies, especially the EPA, State Department, FBI, FDIC and Treasury Department, often fill unadvertised openings at job fairs. Some are listed at www.govcentral.com/careers/articles/1871 and at www.fedjobs.com/chat/jobfairs.html.
  • Some private temporary agencies staff federal temp positions. Some of those agencies are listed on www.state.gov/m/dghr/flo/c21666.htm.
  • If you’re a student, a good route to a permanent government job is a federal internship. The site www.makingthedifference.org lists 200 federal internship programs. Also see www.studentjobs.gov.
  • There’s a directory of federal jobs set aside for veterans and people with disabilities: apps.opm.gov/sppc_directory.
  • For state, county and city jobs, visit your local government’s Web site. To find yours, enter, for example, “government jobs” and “Chicago” in a search engine.
  • Lots of stimulus dollars are going to federal contractors — independent firms that the government hires to do its bidding. Want to become one? The government’s portal for potential contractors is www.fedbizopps.gov. Also see www.recovery.gov, which reports where stimulus dollars are going. Want to work for a government contractor? The 100 largest are listed at www.usaspending.gov. Smaller contractors list openings on their own site. The good news is that many or most such openings are aggregated, along with literally millions of other job openings, at www.indeed.com and www.simplyhired.com. Another approach: Regularly check the business section of your local newspaper or a dedicated business periodical, such as Crain’s or Business Times, for announcements or articles about companies that have just received government contracts.
 
Which Jobs Should You Apply For?
 
  1. Because there are so many applicants for most government jobs, you probably won’t stand a chance unless you at least minimally meet most or all the requirements listed in the job announcement. Save your energy for the good fits. There are so many government openings, for everything from chef to chief, you’ll likely find plenty.
  2. Federal jobs will be most abundant in areas the Obama administration has listed as priorities: renewable energy, the environment, infrastructure, health care and education. Lily Whiteman, author of How to Land a Top-Paying Federal Job, says jobs are particularly plentiful for contracts and grants managers, procurement officers, financial managers/auditors, IT specialists, intelligence experts, and people with knowledge of the culture and language of Middle East countries.
  3. Don’t worry if your first government job isn’t perfect — your priority should probably be just to get into the government. That means applying for jobs you’re fully or even overqualified for. Once you’re a government employee, you’ll find it easier to transfer to something you’ll like better.
 
Landing the Job
Finding on-target job openings is the easy part. The challenge is to become the winning candidate — especially now, with all the publicity around ObamaJobs and the private sector offering so few full-time, long-term positions with benefits.
Applying for a government job is usually cumbersome. That’s good news for you. So many people get frustrated with the application process that they do a shoddy job. If you craft a solid application for all the jobs you can, you’ll likely prevail. And remember, the pot at the end of the rainbow is quite golden: moderate work hours, unmatched job security, great benefits, and ample vacation and holidays. Thank you, taxpayers.
My job-seeking clients are finding these to be the most potent approaches to beating out the competition:
 
  • Research your target agency. Whiteman suggests you review its Web site and, particularly, its recent press releases. Then reflect your knowledge of the agency in your application.
  • Call the hiring manager to get application tips. Yes, there’s a chance you’ll be viewed as pushy, but there’s a greater chance you’ll get inside information or even develop enough of a relationship to gain an edge against the competition.
  • Use a two-column cover letter. Hiring managers are overwhelmed with applications, so yours should quickly and clearly demonstrate that you’re a great fit for the position: On the left side, list the job’s major qualifications; on the right, say how you meet each requirement.
  • Tell PAR stories. In interviews and in job-application essays (in federal job applications they’re usually called KSAs, which stands for knowledge, skills and abilities), tell one or more anecdotes that demonstrate you have one or more key attributes listed in the job announcement. Each anecdote should usually follow the PAR formula: a problem you faced, how you approached it, and its positive resolution.
  • Create a portfolio. Consider creating a Web site consisting of your work products and resume. Of course, include its URL on your job applications.
  • Make sure your message is clear. Whiteman says that before submitting an application, it must pass the “30-second-test.” Ask a person you trust to identify your best attributes from your application in 30 seconds. If he or she can’t, it’s unlikely a hiring manager will be able to do so.
 
Marty Nemko (bio) is a career coach and author of Cool Careers for Dummies.
Copyrighted, Kiplinger Washington Editors, Inc.

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Go to fullsize image wd 40 Andrew Burrow…

flickr.com

LiveScience.com 

July 25, 2009

WD-40: Strange Facts and Myths

LiveScience.com robert Roy Britt,editorial Director

 
livescience.com

– Fri Jul 24, 2:55 pm ET

John S. Barry, the man “who masterminded the spread of WD-40,” as The New York Times puts it, has died at age 84. The product he promoted is more popular than an iPod.
WD-40 can be found in 4 out of 5 American households, the company claims. Its ingredients are a secret, and it has generated its share of myths and strange applications over the years.
Barry didn’t invent the stuff. “Norm Larsen, founder of Rocket Chemical Company, is considered the original founder of WD-40,” according to wd40.com.
Larsen aimed to develop a line of rust-prevention solvents and degreasers for use in the aerospace industry. He succeeded at the goal, Water Displacement, on the 40th attempt, hence the name.
Convair, an aerospace contractor, first used WD-40 to protect the outer skin of the Atlas Missile from rust and corrosion,” according to the web site.
A few years later the company made an aerosol spray version and the rest, as they say, is history.
WD-40 does not contain fish oil, contrary to a popular myth, nor does it contain silicone, kerosene, water, wax, graphite, chlorofluorocarbons (CFCs).
And WD-40 won’t cure arthritis, despite another odd myth (Windex, however, cures everything, if you believe the Dad in “My Big Fat Greek Wedding“).
It has been put to these uses, the company says: A bus driver in Asia used WD-40 to remove a python, which had coiled itself around the undercarriage of his bus; police officers used WD-40 to remove a naked burglar trapped in an air conditioning vent.
The product has never needed a Billy Mays; as the ShamWow guy might say, WD-40 sells itself. I’ll certainly vouch for it, having once owned a ‘56 Ford pickup and later a ‘66 Mustang, neither of which could not be worked on without a squirt here and there to loosen rusty old nuts and screws.
The company also says it’ll remove gum. I have an 8-year-old, and a pair of reading glasses sitting in the back seat of the car, on which to test that later today.
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Slate

    July 24, 2009

Fix Your Terrible, Insecure Passwords

in Five MinutesA foolproof technique

to secure your computer, e-mail,

and bank account.

By Farhad Manjoo
 Posted Friday, July 24, 2009, at 7:05 AM ET
  
Illustration by Robert Neubecker.It’s tempting to blame the victim.
 
In May, a twentysomething French hacker broke into several Twitter employees’ e-mail accounts and stole a trove of meeting notes, strategy documents, and other confidential scribbles. The hacker eventually gave the stash to TechCrunch, which has since published notes from meetings in which Twitter execs discussed their very lofty goals. (The company wants to be the first Web service to reach 1 billion users.) How’d the hacker get all this stuff? Like a lot of tech startups, Twitter runs without paper—much of the company’s discussions take place in e-mail and over shared Google documents. All of these corporate secrets are kept secure with a very thin wall of protection: the employees’ passwords, which the intruder managed to guess because some people at Twitter used the same passwords for many different sites. In other words, Twitter had it coming. The trouble is, so do the rest of us.
Your passwords aren’t very secure. Even if you think they are, they probably aren’t. Do you use the same or similar passwords for several different important sites? If you don’t, pat yourself on the back; if you do, you’re not alone—one recent survey found that half of people online use the same password for all the sites they visit. Do you change your passwords often? Probably not; more than 90 percent don’t. If one of your accounts falls to a hacker, will he find enough to get into your other accounts? For a scare, try this: Search your e-mail for some of your own passwords. You’ll probably find a lot of them, either because you’ve e-mailed them to yourself or because some Web sites send along your password when you register or when you tell them you’ve forgotten it. If an attacker manages to get into your e-mail, he’ll have an easy time accessing your bank account, your social networking sites, and your fantasy baseball roster. That’s exactly what happened at Twitter. (Here’s my detailed explanation of how Twitter got compromised.)
Everyone knows it’s bad to use the same password for different sites. People do it anyway because remembering different passwords is annoying. Remembering different difficult passwords is even more annoying. Eric Thompson, the founder of AccessData, a technology forensics company that makes password-guessing software, says that most passwords follow a pattern. First, people choose a readable word as a base for the password—not necessarily something in Webster’s but something that is pronounceable in English. Then, when pressed to add a numeral or symbol to make the password more secure, most people add a 1 or ! to the end of that word. Thompson’s software, which uses a “brute force” technique that tries thousands of passwords until it guesses yours correctly, can easily suss out such common passwords. When it incorporates your computer’s Web history in its algorithm—all your ramblings on Twitter, Facebook, and elsewhere—Thompson’s software can come up with a list of passwords that is highly likely to include yours. (He doesn’t use it for nefarious ends; AccessData usually guesses passwords under the direction of a court order, for military purposes, or when companies get locked out of their own systems—”systems administrator gets hit by a bus on the way to work,” Thompson says by way of example.)
Security expert Bruce Schneier writes about passwords often, and he distills Thompson’s findings into a few rules: Choose a password that doesn’t contain a readable word. Mix upper and lower case. Use a number or symbol in the middle of the word, not on the end. Don’t just use 1 or !, and don’t use symbols as replacements for letters, such as @ for a lowercase A—password-guessing software can see through that trick. And of course, create unique passwords for your different sites.
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